Fixed-rate loans on affordable rental homes
Loan coming up
New loan
Our next project is being prepared for a loan.
- Project
- To follow
- Interest
- To follow
- Term
- To follow
Loan coming up
New loan
Our next project is being prepared for a loan.
- Project
- To follow
- Interest
- To follow
- Term
- To follow
Loan coming up
New loan
Our next project is being prepared for a loan.
- Project
- To follow
- Interest
- To follow
- Term
- To follow
When your loan ends, you can reinvest in the next project
Over the coming years Woonstaete will deliver new rental homes, one project after another. Each project has its own loan, and anyone who invests with us can take part again in the next one. That way, a single loan becomes the start of a longer relationship.
Where we are growing
Demand for affordable rental homes outstrips supply, and that is where we focus. Our pipeline is spread across several projects around the country. We will tell you which homes are involved as soon as a loan opens.
A partner for the long term
Each loan has its own term, and the loan amount is repaid at the end of it. As new projects follow, you can reinvest that amount with the same organisation, again at a fixed rate and secured by a mortgage registered by a civil-law notary. You decide for each project whether to take part.
Accessible to private investors
Within its own organisation, Woonstaete develops and invests in homes, and it raises loans from private investors to fund that work. You provide your loan directly to the company that owns the homes, and your interest is paid from the monthly rental income of those homes.
The projects we are developing now, from land position through to construction. Completion dates are targets, not commitments.
Impression
Under construction
WarmenhuizenSchagen · Noord-Holland
40homes
Rentalone- and three-room apartments
Q2 2027completion
View the project
Impression
Planning permission
AaltenAchterhoek · Gelderland
69homes
Rental and saleapartments at mid-market rent
Q3 2028completion
View the project
Impression
Planning permission
KoudumSúdwest-Fryslân · Friesland
10homes
Rentalsingle-family homes
To followcompletion
Impression
Plan development
EmmenUrban extension · Drenthe
96homes
Rental and saleone block to let
Late 2028completion
Study
Plan development
De Hoven, ZutphenZutphen · Gelderland
64homes
To be confirmedone- and two-room apartments and terraced homes
2028–2030completion
Impression
Plan development
DoetinchemOn the Oude IJssel · Gelderland
24homes
Rentalaffordable rent
To followcompletion
Impression
Plan development
IJsselmuidenKampen · Overijssel
14homes
To be confirmedhousing mix under review
To followcompletion
Impression
Plan development
NoordwoldeWeststellingwerf · Friesland
9homes
Rentalmid-market rent
To followcompletion
Massing study
Plan development
NootdorpPijnacker-Nootdorp · Zuid-Holland
36homes
Rentalnumber to be agreed with the municipality
To followcompletion
Massing study
Plan development
HeeschBernheze · Noord-Brabant
15homes
Rental and saleten homes to let
To followcompletion
Massing study
Plan development
HengeloHart van Zuid · Overijssel
31homes
To be confirmedrent or sale still to be decided
Late 2029completion
Massing study
Land position
DremptBronckhorst · Gelderland
28homes
Rental and saleaffordable and mid-market rent
To followcompletion
You can read about what the family has already delivered and lets itself on the family business page.
Three loans, each with its own profile
Rust and Stabiel are loans on tenanted homes, secured by a first or a second mortgage. Opbouw runs during the construction period, secured by a second mortgage on the land. Each loan's page sets out what you receive, the security, the terms and a worked example.
01
5%interest a year
Rust
On tenanted homes
- Term
- 5 to 7 years
- Interest paid
- Monthly
- Security
- First mortgage
- From
- € 100,000
02
6.25%interest a year
Stabiel
Second-mortgage loan on tenanted homes
- Term
- 5 to 7 years
- Interest paid
- Monthly
- Security
- Second mortgage
- From
- € 100,000
03
8%interest a year
Opbouw
During the construction period
- Term
- 12 to 18 months
- Interest paid
- Quarterly
- Security
- Second mortgage on the land
- From
- € 200,000
Create your account now, or talk to Vincent first
You can already create an account in the portal; all you need is your email address. Investing is not possible yet. As soon as a project opens, your account will be ready: you can read the Information Memorandum, the valuation report and the tenancy file, and sign the loan agreement online. We would be glad to meet you first, as you will want to know the people behind your loan. A conversation is always without obligation.
Four questions we often hear about the offering
Can I invest in more than one project?
Yes. Each project is a separate loan to the company that owns those homes, so you invest from € 100,000 per project, or from € 200,000 for Opbouw. Amounts in different projects are not combined.
When will a new project open?
A loan opens once the documents are ready, the homes or the land have been valued and, for Opbouw, the planning permission is final. We only announce a date once it is confirmed.
Register your interest through the newsletter or investeren@woonstaete.nl and we will let you know as soon as a loan opens.
Do I need to talk to you first, or can I create an account in advance?
You can already create an account in the portal. Investing is not possible yet; as soon as a project opens, you can read the documents there and sign online. We would be glad to talk to you first, as it is a significant sum and you will want to know the people behind the loan. The conversation is without obligation.
Who will be my point of contact while my loan runs?
The people at Woonstaete who know your file, with no call centre in between. You can meet them on the team page. In addition, Stichting Crowdfundersbelangen represents the collective interests of all lenders, holds the mortgage and invites you each year to the lenders' meeting.